Funding Solutions.
We work with clients developing property, trading property or buying existing businesses.
How these are funded depends on how they’re put together and packaged - including equity, timing and how the lending will be repaid.
We work through the details with you, refine things where needed, and arrange the right funding across banks, non-bank lenders and private funders.
This includes property development finance, business acquisition lending and short-term funding for property and business transactions.
Funding types and how we approach funding.
Not every project or purchase is funded the same way.
Some fit within standard bank lending. Others require a different approach - particularly where timing, structure or lending criteria don’t line up.
The right funding depends on how it’s packaged - what’s being done, the equity behind it and how the lending will be repaid.
Below are the main types of funding we work across.
Property Development Finance
Property development finance for land acquisition, subdivision, construction and multi-unit developments.
Funding needs to be structured around the deal. Whether that’s land acquisition, subdivision, construction or a full project through to completion or sale.
This means understanding feasibility, total development cost, equity contribution, timeline and exit strategy from the outset. The clearer these are, the easier it becomes to structure the right funding.
Business Acquisition Lending
Business acquisition lending for purchasing existing businesses.
Lending is typically based on the performance of the business - including cashflow, profitability and its ability to support the debt, as well as how the purchase is structured.
We work with you to understand the business, how it operates and how the funding should be set up around it.
Bridging Finance
Bridging finance is short-term funding used to secure a property or business while longer-term funding is being arranged.
Often used where transactions don’t line up - such as purchasing before a sale completes or where timing is critical. This allows you to move forward with a purchase while other parts of the transaction are still being worked through.
These facilities are typically repaid once the longer-term funding is in place or the underlying transaction completes.
Private and Non-Bank Lending
Access to non-bank and private lenders outside the main banks.
Non-bank and private lending is typically used where standard bank lending doesn’t quite fit, or where timing, structure or lending criteria require a more flexible approach.
These lenders assess what’s behind the deal - how much equity is being contributed, the overall position and how the lending will be repaid.
In many cases, this opens up funding options that wouldn’t otherwise be available through traditional bank channels.
Working Capital/ Line of Credit
Working capital and line of credit facilities for business cashflow and operations.
Funding is used to manage cash flow, cover short-term requirements or access capital when needed.
These facilities are often used to support day-to-day operations, fund upfront costs, or provide ongoing access to capital without applying for new lending each time.
Short-Term Property Finance
Funding for short-term property projects - including renovations, trading and repositioning.
Used where timing is critical. Whether that’s securing a property quickly, completing works or holding a property over a shorter period.
These facilities are typically structured around a clear exit, such as a sale or refinance, and are designed to support projects through to that point.